March 6, 2025 | Sacramento, CA — MedLegalNews.com — CompScience has partnered with Bender Insurance Solutions and the California Manufacturers & Technology Association (CMTA) to launch an innovative workers’ compensation program for California manufacturers. This collaboration aims to lower insurance costs, prevent workplace injuries, and improve safety using advanced AI technology.
The initiative represents a major advancement in California’s manufacturing sector, addressing long-standing concerns about high claim rates, compliance challenges, and limited access to affordable coverage for small and mid-sized businesses. By combining CompScience’s AI-driven analytics with Bender’s insurance expertise and CMTA’s statewide manufacturing network, the program establishes a data-informed approach to risk prevention that aligns with the state’s broader push toward smarter workplace safety and regulatory efficiency.
Addressing Workers’ Compensation Challenges
California has over 35,000 manufacturers, most of which are small to medium-sized businesses. Rising workers’ comp costs and workplace injuries create financial and operational challenges. In 2023 alone, private industry employers reported 363,900 nonfatal workplace injuries and illnesses, according to the U.S. Bureau of Labor Statistics.
For manufacturers operating on tight margins, these injuries not only increase insurance premiums but also disrupt production schedules, strain workforce capacity, and impact overall profitability. Many employers struggle to balance compliance with safety mandates while maintaining competitiveness in a fast-evolving industrial landscape. This new workers compensation program seeks to bridge that gap—helping manufacturers control costs while fostering a culture of prevention and continuous improvement.
AI-Driven Safety and Risk Prevention
CompScience’s AI technology integrates with existing camera systems to analyze workplace video footage, identifying hidden safety risks before they cause serious injuries. This proactive “active insurance” model, which forms the foundation of the workers compensation program, shifts the focus from reacting to incidents to preventing them, benefiting both employers and employees.
Lance Hastings, President of CMTA, highlighted the impact:
“Manufacturers face increasing pressure from rising comp costs and the need to improve workplace safety. This innovative insurance product delivers personalized safety improvements and lower claims costs for California manufacturers.”
Josh Butler, Founder of CompScience, shared the program’s success:
“We’ve worked with manufacturers in industries ranging from metal fabrication to food processing. Our clients have seen a 55% reduction in claims frequency, allowing them to address risks before they lead to costly injuries or litigation.”
Key Benefits of the Program
Underwritten by AmTrust Financial Services, Inc., one of the largest workers’ comp insurers in the U.S., the program offers:
- Coverage for 300+ manufacturing class codes
- Competitive pricing for cost-effective insurance
- Exclusive 5% discount for CMTA members
- Nationwide availability for multi-state manufacturers
Source: CompScience
For more on AI-driven workplace safety initiatives and compliance trends, visit the U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA).
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FAQs: Workers Compensation Program for California Manufacturers
What is the new workers compensation program for California manufacturers?
The new workers compensation program for California manufacturers uses AI technology to detect safety risks and help businesses reduce claims costs.
How does AI improve workplace safety in the workers compensation program?
The program integrates AI video analysis to identify potential hazards, allowing manufacturers to prevent injuries before they occur.
Who can qualify for this workers compensation program in California?
Small to medium-sized manufacturers across California can apply, especially those that are CMTA members eligible for exclusive discounts.
What benefits do manufacturers gain from joining the program?
Participants can access lower premiums, AI-driven safety analytics, and reduced claim frequency through proactive risk management.